Pearly Pay

Elevate Your Accounts Receivable Process

Discover the revenue cycle management platform for dental practices that boosts collection rate, improves staff efficiency, and personalizes the patient payment experience at every step, automatically.

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Accounts Receivable, Automated

Whether you’re looking to increase collections, save staff time, reduce costs, or just modernize your payment experience, Pearly elevates your accounts receivable process. Engage patients with notifications that resonate throughout the revenue cycle, on the channels they prefer, to get paid faster with less work.

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Optimized Patient Outreach

Intelligently engage patients with friendly text and email notifications to prompt payment.

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A/R Assistant Powered Cohorts

Uncover key patient segments to engage for payment with our propensity-to-pay algorithm.

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Practice Management Integration

Patient information and balances are pulled from your PMS without manual data entry.

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Patient Billing Made Frictionless

View readable statements and pay with card, eCheck, Pay, and installments from any device.

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How it Works

Pearly removes the hassle of following up on past-due balances while increasing collection rate and modernizing the patient experience.


Patient Identified.

Patients with outstanding balances are automatically sorted and prioritized by our A/R Assistant, empowering you to engage with one-click.

Patient Engaged.

Pearly personalizes the patient payment experience with friendly, persistent, notifications and an easy-to-understand bill.

Patient Pays.

Patients self-pay from any device with modern payment methods and options. Funds are deposited directly to your practice bank account.

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Pearly Pay is designed from the ground up with a modern, consumer-first approach that delivers a superior experience for patients while providing meaningful financial results to dental practices.

Practice Benefits

Boost Collection Rate by 30%+

Smart outreach via text & email prompts payment.

Reduce A/R Collection Costs

Make less calls and mail fewer paper statements.

Streamline Internal Operations

Fully integrated with your PMS.

A/R Assistant Algorithm

Automatically uncover key patient cohorts.

Improved Patient Satisfaction

Deliver a better financial experience to patients.

Patient Benefits

Pay Instantly from Any Device

Pay in a few clicks or reply to a text with "OK".

Easy to Understand Bills

Patient-first interface that makes bills readable.

Pay with Interest-Free Installments

Easily split-up the cost of expensive treatments.

More Ways to Pay

Credit card, debit card, instant ACH, and Pay.

Stored Payment Method

Securely keep your card on file for fast charges.

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Key Features

Pearly Pay streamlines your practice's patient payment process by guiding your dental patients to complete payment in a personalized and convenient manner. With features like propensity-to-pay modeling, smart notifications, PMS integration, and installment plans, your practice saves time and collects more money.

A/R Assistant

Your secret weapon to analyze and prioritize accounts receivable.

Pearly's propensity-to-pay algorithm mines data from your practice software to identify collection opportunities and save your team time.

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One-click billing

Start a personalized outreach flow to prompt payment with one-click. That's it.

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Analyzed automatically

Patient cohorts are recommended for outreach automatically. No need to dig through your PMS.

Outreach Optimization

Get paid faster by connecting at key moments throughout the revenue cycle.

Pearly's outreach optimization engine engages patients at the right time, with the right message, and on the right communication channel.

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Delightful experience for patients

Offer installments and accept credit cards, debit cards, instant ACH, and Pay from any device.

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Outreach Optimization Engine

Patients are persistently engaged throughout the revenue cycle on modern channels.

Readable Bills

Reduce billing questions with easy-to-understand bills.

Pearly pulls in the procedures for each visit and presents them in consumer-digestible bills to eliminate billing confusion.

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Beautiful bills automatically created

Pearly auto-generates readable bills for patients to review so your practice team saves hours each week.

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Full practice-patient relationship history

Patients can view every visit, every procedure, every payment, every insurance claim, and every adjustment, from any device.

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Easy to understand pending insurance claims

Paid and pending insurance claims are automatically factored into the balance for accurate payments.

Modern Payment Experience

Fast-track payment with frictionless checkout.

Our team believed that paying a dental bill should be as easy as buying an item on Amazon, so we made it a reality. Use our built-in payment processing or use your existing online bill pay.

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3 clicks on any device to pay

Patients pay faster when it takes less than 30 seconds.

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Accept more payment methods

Credit cards, debit cards, eCheck (ACH), Pay, and more.

Smart Engagement Flows

Friendly notifications that patients actually respond to.

We combine data science and consumer-centric design to drive patient billing engagement on modern channels.

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Reach patients where and when it matters

We put patient billing engagement on autopilot.

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Practice branded financial experience

Upload your logo and key practice contact details.

Installment Plans

Empower patients to pay-in-full or select a payment plan.

Increase collections and case acceptance by allowing patients to break up balances with in-house installment plans.

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You set the schedule & terms

Craft your ideal Installment Plan by adjusting down payment, number of payments, and duration.

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You choose the patients

Select which patients are offered payment plans based on balance size and days past-due.


Works together with your practice management system.

Pearly seamlessly integrates with your practice management system, pulling in patient contact details, procedures, payments, adjustments, and claims automatically.

Review PMS Integration List


HIPAA & PCI compliant accounts receivable software.

Practice and patient trust is our #1 priority and we ensure HIPAA-compliant handling of protected health information (PHI) and PCI-compliant handling of financial card data.

See Security Documentation
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See below for frequently asked questions about Pearly Pay. You can always shoot us an email to hello@pearlyplan.com or call us at (844) 955-0637.

We integrate with 90%+ of the practice management systems ("PMS") used by dental practices in the United States via our integration with SikkaSoft.

Connecting your practice management system only takes a few minutes and we walk you through the entire process. You can take a look at our integration list below to ensure we support your PMS.

View Integration List

We pride ourselves on amazing service! You are assigned an A/R Success Manager at launch who will help get you up and running (hint: it's super simple) and walk you through best practices. Our Support Superheros are also available to help with any technology questions you may encounter.

Practices love how intuitive our software is - "it just works!"

Talk to an A/R Success Manager

You can get up and running in less than one day. Once your practice is set-up and we've integrated your practice management system, the software goes to work and you can start collecting more patient payments, faster.

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