Easily offer in-house dental payment plans

Improve case acceptance and save time with Pearly's pay-over-time solution. Craft custom payment plans and present to patients before, during, or after each visit.

Dental Payment Plans - Feature Hero Image

Get more patients to say "yes" and resolve more past due balances.

Increase treatment acceptance in the office, spark action for past due patients, and let Pearly's smart automations handle the recurring billing and admin tasks.

Customize plans

You are 100% in control of plan schedule, terms, and fees.

Enroll anytime, anywhere

Text a link pre-visit, enroll in the office, and integrate into statements.

Automatic billing

Pearly handles recurring plan billing with smart retries for card failures.

Timber Logo

"Incredible software"

- Kristy M.

Read Case Studies 

Frequently asked questions

We use a third-party patient financing partner, is this the same?

No, an in-house payment plan is a pay-over-time option that your practice offers directly to patients. You decide the schedule and terms, and receive the payment for each installment after the patient makes it. Practices find that offering in-house payment plans provides more flexibility and cost savings versus exclusively using third-party financing partners. However, we support third-party financing integrations and can incorporate into our digital statements. Just ask!

What happens if a patient doesn't make a scheduled payment?

Our software automatically attempts to charge the patient via their preferred payment method according to the payment plan schedule the patient has agreed to (i.e. the patient doesn't manually pay each month, it's automated like a Netflix subscription).

If the payment method on file fails, our Smart Retry feature goes to work attempting to charge the card at different times over a three week period. For example, if the decline is due to insufficient funds, the funds may be available after their paycheck is deposited. We also leverage auto-card updating to keep expired cards up-to-date, automatically.

Following the above, if the payment method on file continues to fail, the patient is notified along with the practice and prompted for follow up action.

Can I print out a contract for the patient to sign in the office?

Yes, during enrollment in the Pearly portal, you can easily download a patient specific plan contract in seconds, print it, and ask the patient to sign.